Let’s be honest: no one expects things to go wrong while travelling. But as anyone who's been on an overseas trip knows, travel mishaps happen. Lost luggage, flight delays, illnesses abroad, or even theft—they’re all part of the unexpected risks that come with leaving the comfort of home. That’s why buying travel insurance should be as important as booking your air ticket.
I learned this the hard way. On my very first solo trip abroad—to Madrid, with a layover in Zurich—my luggage was left behind. It only showed up a full day later. At the time, I had travel insurance, but I didn’t realise I needed to file a claim to get compensated for the delay. So, I got nothing. Not a single cent. Lesson learned.
Fast forward to today, and there are plenty of comprehensive, affordable travel insurance plans that offer coverage for all sorts of travel disruptions—whether it's medical emergencies, trip cancellations, or COVID-19-related issues. To help you choose the best one, we’ve done the research and compared dozens of plans based on price, medical coverage, travel inconvenience protection, and COVID-19 benefits. Here are the 6 best travel insurance plans in Singapore to consider right now.
The Top 6 Travel Insurance Plans in Singapore (2026 Edition)
If you’re feeling overwhelmed by all the options, we’ve narrowed it down to six plans that offer great coverage, competitive pricing, and useful perks:
1. Zurich Travel Insurance
Price for 7-day ASEAN trip: From $25
Medical coverage: Up to $500,000
Trip cancellation: Up to $7,500
Baggage loss: Up to $5,000
COVID-19 cover: Included
Perks: Free lounge access if your flight is delayed over 2 hours
Promotion: 15% off + $30 Revolut cash + free eSIM (until 31 Jul 2026)
Zurich is currently the best value travel insurance plan available in Singapore. It’s not just affordable—it also includes comprehensive benefits such as high baggage and cancellation coverage, and coverage for adventure sports like skiing and scuba diving. While the basic medical limit starts at $100,000 (lower than some competitors), the Prestige plan bumps that up to a competitive $500,000.
2. FWD Travel Insurance
Price for 7-day ASEAN trip: $34 – $61 (promo: from $26 with 35% off)
Medical coverage: Up to $1,000,000
Trip cancellation: Up to $15,000
Baggage loss: Up to $7,500
COVID-19 cover: Optional (+$6 to $12)
FWD stands out with its high medical and cancellation limits, making it ideal for travellers heading to countries with expensive healthcare systems. It’s also a good pick for families and frequent flyers thanks to its user-friendly mobile claims process.
3. Singlife Travel Insurance
Price for 7-day ASEAN trip: $44 – $92 (promo: from $31 with 25% off)
Medical coverage: Up to Unlimited
Trip cancellation: Up to $20,000
Baggage loss: Up to $8,000
COVID-19 cover: Included
With unlimited medical coverage in its top-tier plan, Singlife is perfect for travellers who want maximum peace of mind. This is particularly helpful for those planning extended or high-risk trips.
4. Tiq by Etiqa Travel Insurance
Price for 7-day ASEAN trip: $42 – $95 (promo: from $19 with 50% off)
Medical coverage: Up to $1,000,000
Trip cancellation: Up to $10,000
Baggage loss: Up to $3,000
COVID-19 cover: Optional (+$3 to $13)
Tiq offers some of the most flexible pricing in the market, and frequent promotions make it a budget-friendly choice. Their policies are customisable, and you can easily add or remove benefits depending on your needs.
5. Starr TraveLead Comprehensive
Price for 7-day ASEAN trip: $58 – $91 (promo: from $23 with 60% off)
Medical coverage: Up to $1,000,000
Trip cancellation: Up to $15,000
Baggage loss: Up to $7,500
COVID-19 cover: Included
Starr is known for solid coverage in both medical and travel inconvenience categories. It’s a reliable option for travellers who want a well-rounded policy without breaking the bank.
6. MSIG Travel Insurance
Price for 7-day ASEAN trip: $38 – $116 (promo: from $18 with 62% off)
Medical coverage: Up to $1,000,000
Trip cancellation: Up to $15,000
Baggage loss: Up to $7,500
COVID-19 cover: Included
MSIG offers balanced protection at a reasonable cost. Their extensive network and established brand reputation make them a dependable choice for many Singaporeans.
